United Clearing Network
World’s First On-chain Financial Clearing Protocol
Think of UCNet as the TCP/IP of Value Internet — a universal clearing language that defines how digital value moves, not just who sends or receives it.
Neutrality Doctrine
Three Core Commitments
No Chain
UCNet does not build its own Layer 1 or Layer 2.
No Wallet
UCNet doesn’t operate wallets or exchanges.
No Coin
UCNet does not mint or promote stablecoin.
What is UCNet
UCNet is a Layer 3 Protocol
Combining the roles of Visa (payments), SWIFT (messaging), and
CHIPS (settlement) into a unified, programmable infrastructure layer.
UCNet Architecture
Protocol Layer
Let digital value move with structure and purpose.
Integration Layer
This is how apps and platforms connect to UCNet.
Services Layer
Services are modular — plug them in as needed.
Mission
To define how value moves — structurally, transparently, and interoperably.
Not a Road or Bridge
It’s the traffic rulebook for all roads and bridges.
Bridges connect roads.
UCNet defines how traffic flows between them.
Chains process transactions.
UCNet defines what those transactions mean.
Not a Competitor
We build a protocol —
like Visa + SWIFT + CHIPS,
but as an open language layer, not a financial operator.
We’re not taking market share.
We’re building shared structure.
Value Moves Like Data
In the digital value age,
UCNet doesn’t hold any money — it defines how all of it can move.