FedMSB
-
Gen Z and Digital Payments: Observations from a Student Perspective
•
Generation Z grew up with smartphones and the internet as the default. For many U.S. high school students, paying with a phone, sending money to friends, and checking balances in apps already feel ordinary. This brief organizes first-hand observations from school life and peer conversations into: commonly used payment methods, reasons for preference, and…
-
FedMSB Submits Comment to U.S. Treasury on Innovative Approaches to Detect Illicit Activity Involving Digital Assets
•
FedMSB has formally submitted its comment to the U.S. Department of the Treasury in response to the Request for Comment under Section 9(a) of the GENIUS Act, focused on “Innovative Methods to Detect Illicit Activity Involving Digital Assets” (Docket No. TREAS-DO-2025-0070).
-
FedMSB Unveils Concept Design for U.S. Payment Stablecoin Under the GENIUS Act
•
FedMSB today released the official concept renderings for the 2025 U.S. payment stablecoin, developed under the framework of the GENIUS Act .
-
FedMSB Statement on House Passage of GENIUS Act and Anti-CBDC Surveillance State Act
•
The Federal Money Services Business Association (FedMSB) applauds the U.S. House of Representatives for advancing two critical pieces of legislation today that will shape the future of the digital financial ecosystem.
-
FedMSB Releases Landmark Proposal to Redefine Money for the Digital Age
•
The FedMSB today unveiled its groundbreaking 2025 Redefinition of Money proposal, a bold initiative aimed at modernizing the definition of money to reflect the realities of a rapidly evolving financial and technological ecosystem.
-
FedMSB Congratulates Jonathan Gould on Confirmation as Comptroller of the Currency
•
Manhattan, NYC— [July 10,2025] — The Federal Money Services Businesses Association (FedMSB) congratulates Jonathan Gould on his confirmation to serve as the next Comptroller of the Currency. We wish him well as he assumes this critical leadership role. FedMSB looks forward to working with Comptroller Gould on a range of important regulatory issues in…
-
The Digital Coin with No Name: Legal and Constitutional Fault Lines in the GENIUS Act’s Stablecoin Framework
•
By Mr. Young, Chairman of the Federal Money Services Business Association (FedMSB) — Author’s Note: This commentary is written for policymakers, regulators, and legal practitioners concerned with the long-term implications of the GENIUS Act’s approach to payment stablecoins. It explores the intersection of statutory construction, financial law, and constitutional doctrine with a view toward…
-
Stablecoins Are Not “Innovation”—They Are the Digital Echo of Classical Monetary Regimes
•
By Mr. Young, Chairman of the Federal Money Services Business Association (FedMSB) — As the GENIUS Act cleared the U.S. Senate, establishing a federal regulatory framework for stablecoins, many market commentators hailed it as a pivotal moment signaling the mainstream acceptance of crypto finance. Yet from the historical perspective of monetary systems, stablecoins do…
-
FedMSB Submits Formal Policy Position on GENIUS Act
•
Manhattan, NYC | June 17, 2025 — The Federal Money Services Business Association (FedMSB) has officially submitted its policy position on the GENIUS Act (S.1582), a landmark federal bill that proposes to establish a national licensing regime for payment stablecoins. The policy paper was transmitted today to members of the House Financial Services Committee,…
-
FedMSB to Release White Paper on U.S. Digital Currency Sovereignty Centennial Strategy
•
Introducing the Groundbreaking CIFB Doctrine and Proposing a “Double Strike” on Crypto Giants Binance and Tether Manhattan, NYC | June 9, 2025 — The Federal Money Services Business Association (FedMSB) today announced the forthcoming release of its landmark publication, the “U.S. National Digital Currency Sovereignty Centennial Strategy White Paper”, which lays out a generational vision and strategic…